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Mortgage-made for delivering the best experience possible

What Loan Program is Right for Me?

Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Already Have One In Mind?


For people in search of a basic loan.

Standard. Simple. Our most popular loan.



For people who seek flexibility.

Lower down payments and credit scores accepted.



For people seeking a high balance loan.

Big loans for big dreams. Borrow up to $1.5M.



For people who love the countryside.

Low income? No problem. Get 100% financing.



For people who have served our country.

Exclusive benefits for military and veterans.



For people who want lower monthly payments.

Customize mortgage rates, loan length, borrowed amount.

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Enjoy one application and one close

One loan covers land, build, applicances and more!


What Mortgage is Right for Me?

Fixed Rate Mortgage

A fixed rate mortgage is a home loan that has a fixed interest rate for the entire term of the loan. This means the mortgage carries a constant interest rate from beginning to end. Once locked-in, the interest rate does not fluctuate with market conditions. The most popular form of fixed-interest home financing is the 30-year fixed mortgage, which spreads the principal repayment over a long period of time, making even very expensive homes affordable on a monthly basis. There are other fixed rate options available as well.


  • Borrower is protected from sudden and potentially significant increases in monthly mortgage payments if interest rates rise

  • Simple and easy to understand

  • Vary little from lender to lender

  • Great for long term property holders

  • For borrowers who want predictability

  • No prepayment penalties if you refinance or sell

  • Nearly all government and conventional loan programs offer a fixed-rate term

Adjustable Rate Mortgage

An adjustable-rate mortgage is a home loan where the interest rate is fixed for a set period of time and then changes periodically. Because it depends on many different market factors, that change in rate may fluctuate—meaning sometimes you’ll pay more for your adjustable-rate mortgage and sometimes you’ll pay less.


  • Enjoy lowest possible rates during the initial fixed period

  • Qualify with a lower interest rates

  • Choose a fixed-start period of 5, 7 or 10 years

  • There will be flexibility, especially if you’re expecting change or to possibly sell your house in a shorter period of time

Still Have Questions?

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