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Oscar Garcia

Loan Originator
NMLS ID#277132

Oscar Garcia is passionate about providing value to his clients and giving them excellent customer service, especially as a bilingual agent. His proficiency in English and Spanish helps him assist a variety of borrowers in whatever aspect of mortgage they need advice in. His customer's experience is incredibly important to him and he wants to make sure they get the best product and service. His passion for sales created an opportunity to become a Branch Manager in the Finance Industry and from there he was recruited into the Mortgage Industry.


His incredible energy has propelled him forward to become a top producer at his branch as well as a team leader. It’s also what leads him to be so involved in his community. Oscar is a Founding Member of an event in his community that became a 503B Foundation in California and it has raised thousands of dollars to assist local families struggling with the costs of cancer treatments. He also makes it a point to promote small businesses in his  community every month through his platforms and Live Streams events on Social Media to promote local foundations. His  community efforts made the front page of his local paper in May 2020.


Oscar will earn your trust by providing the best opportunities and products for you and your family. He will be there through the entire process to ensure the most positive outcome from your loan experience. Problem-solving starts with listening, and Oscar is determined to listen in order to find exactly what you need.

Financing the Future Together

What Loan Program is Right for Me?

Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Find the loan that fits you best.


We never settle. We never stop. We’re always moving forward.

Contact Us

By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested Cardinal Financial Company, Limited Partnership not send marketing information to you by use of phone, email or text message. You agree Cardinal Financial Company, Limited Partnership may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership products or services and you may choose to contact a Loan Originator by calling (855) 561-4944.

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Oscar Garcia
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