OUR VISION AND TEAM
The Ponce Group - El Centro, California

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VISION

We believe it’s our responsibility to foster passion in ourselves and in others through our brand, our culture, and our product. We strive to provide more than mortgage lending, and in that same vein we realize that our biggest asset is our people. So while the rest of the mortgage industry is interested in short-term gains, we’re investing in technology and training our team—always having one hand in the future.

The Ponce Group knows that constant communication and updates are crucial to having a great home loan experience. We want to help every step of the way, whether that be answering your questions, explaining the steps, or providing the support you need to keep stress down and excitement high. The mortgage process doesn't have to be intimidating. We want to make your homeownership dreams a reality in any way we possibly can.

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THE PONCE GROUP

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RALPH PONCE III 

Retail Area Manager

NMLS 270161 | (760) 791-3466

LOAN ORIGINATORS

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JOHANNA CABALLERO

Loan Originator

NMLS 1450714 | (760) 604-4684

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OFFICE SUPPORT TEAM

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VERONICA SOTO

Branch Operations Manager

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